Selling a house is one of the biggest financial transactions you’ll ever make, and doing it after a fire adds a layer of emotional and logistical complexity. You need a solution that is not only fast but also fair and reliable. While many companies promise quick cash offers, their processes, ethics, and final numbers can vary dramatically. This article is designed to be your practical guide, cutting through the noise to give you the essential information you need. We will cover what to expect, how to protect yourself from bad actors, and what makes a cash offer a smart financial move. Your goal is to find the best company to sell house for cash, and our goal is to give you the clarity to do just that.
Key Takeaways
- A Cash Offer Prioritizes Convenience Over Price: Selling for cash means trading some of your home’s potential market value for a guaranteed, fast, and as-is sale. This allows you to skip the time, cost, and stress of making repairs for a traditional buyer.
- It’s the Right Move for Problem Properties and Urgent Timelines: A cash sale is an ideal solution when your home has significant damage that makes it hard to sell, or when life circumstances require you to move on quickly without the uncertainty of the open market.
- Vet Your Buyer to Avoid Red Flags: Protect yourself by researching any cash buyer you consider. A reputable company will have a solid track record, positive reviews, and a transparent process, and will never pressure you into making a rushed decision.
What Makes a Great Cash Home Buyer?
When you need to sell your house quickly, especially after something as stressful as a fire, the last thing you want is a complicated and frustrating process. Cash home buyers offer a way out, but it’s important to know that they aren’t all the same. The right company will make your life easier, while the wrong one can add to your headaches. So, what separates the good from the bad?
A great cash buyer is defined by a few key qualities: speed, fairness, transparency, and reliability. They understand you’re in a tough spot and won’t try to take advantage of the situation. Instead, they provide a straightforward solution that helps you move forward. They communicate clearly, stand by their offer, and handle the details so you don’t have to. Before you even think about signing a contract, you should have a clear picture of what to expect from the sale. Let’s walk through the essential traits to look for when choosing a company to buy your home.
Sell Your House Fast
One of the biggest reasons to sell your house for cash is the speed. A traditional sale with a real estate agent can take months, involving repairs, showings, and waiting for a buyer’s financing to get approved. A great cash home buyer cuts through all of that. Many companies can close in as little as seven to 14 days. This speed is crucial when you need to settle with your insurance company or simply want to put the fire behind you and start fresh. A company that can deliver on a quick closing provides peace of mind and lets you access your home’s equity when you need it most.
Get a Fair Cash Offer
Let’s be clear: a cash offer for an as-is, fire-damaged home won’t be the same as a full market-value offer for a pristine house. However, it should still be fair. A reputable buyer will assess your property’s condition and make an offer that reflects its value without lowballing you. Companies that specialize in fire-damaged properties are often able to make better offers because they understand the repair process and the home’s potential. They see the value beyond the damage and factor that into their calculation, ensuring you receive a reasonable price for your home in its current state.
Avoid Fees and Commissions
When you sell a house the traditional way, you can expect to pay around 6% of the sale price in agent commissions, plus closing costs. With a great cash buyer, those expenses disappear. They don’t charge commissions, and most will cover all the closing costs for you. This means the offer you accept is the amount of cash you’ll actually receive. There are no hidden fees or surprise deductions at the closing table. This transparency is a huge relief, especially when you’re already dealing with the financial aftermath of a house fire and need every dollar to count.
Check Their Reputation and Reviews
In any real estate transaction, trust is everything. Before you commit to a cash buyer, do a little homework. A trustworthy company will have a professional online presence and a history of positive feedback from past clients. Look for testimonials and reviews from other homeowners who were in a similar situation. You can also check their standing with the Better Business Bureau (BBB). A company with a solid reputation and verifiable proof of satisfied customers is one you can feel more confident working with. Avoid any buyer who seems to have no track record or pressures you into a quick decision.
Enjoy a Simple Process
After a house fire, you’re already juggling enough. The selling process shouldn’t add to your burden. The best cash buyers have a streamlined and simple system in place. Typically, it involves just a few steps: you contact them, they assess your property (often with a quick walkthrough or photos), and then they present you with a no-obligation cash offer. If you accept, they handle all the paperwork and logistics. A company that clearly explains how it works and keeps you informed every step of the way makes the entire experience feel manageable and stress-free.
A Look at Top Cash Home Buying Companies
When you need to sell your house quickly, several companies are ready to make a cash offer. Each has a slightly different approach, so it’s helpful to understand your options. Some are large, tech-driven companies called “iBuyers,” while others are specialized firms or local investors. Let’s look at some of the top players in the cash home buying space.
Fire Damage House Buyer
If your property has been affected by a fire, working with a specialist is your best bet. Fire Damage House Buyer focuses exclusively on purchasing homes with fire damage, from minor smoke issues to major structural problems. Professional cash buyers in this niche know how to evaluate these specific circumstances and provide fair offers based on a thorough assessment. Selling your fire-damaged home as-is to a trusted specialist means you can skip the repairs, hidden fees, and long waits. The goal is a quick, transparent process that helps you move forward without the extra stress.
Opendoor
Opendoor is one of the most well-known “iBuyers,” which are companies that use technology and automated valuation models to make fast offers on homes. Their process is largely online, designed for sellers who prioritize speed and convenience. You submit information about your home, and they return a preliminary cash offer, often within a day. While they operate in many major markets, they typically focus on homes that are in good condition and require minimal repairs, which may not be suitable for every situation.
Offerpad
Similar to Opendoor, Offerpad is an iBuyer that provides quick cash offers for homes. They also offer other services, like helping you list your home on the market if you decline their cash offer. One of their key features is flexibility around your closing date, and they can sometimes close in as little as 14 days. Like other iBuyers, their business model is built on purchasing homes that are relatively easy to turn around and resell, so they may have stricter criteria for the properties they buy.
RedfinNow
RedfinNow is the iBuying division of the popular real estate brokerage Redfin. It operates similarly to Opendoor and Offerpad, offering cash for homes to provide a quick and straightforward selling process. Because it’s part of a larger real estate company, it integrates with Redfin’s other services. This option is best for sellers with homes in good condition located within RedfinNow’s service areas who are looking for a predictable, fast sale without the hassle of showings and open houses.
We Buy Ugly Houses (HomeVestors)
You’ve probably seen their billboards. We Buy Ugly Houses is the public-facing brand for HomeVestors, a large national franchise company that buys homes as-is. Their franchisees are trained to purchase properties that need significant repairs, making them a potential option for distressed homes. They typically cover all the usual closing costs and pride themselves on buying houses regardless of their condition. Their offers reflect the repair costs needed, but they provide a reliable way to sell a property that wouldn’t do well on the traditional market.
Local Real Estate Investors
Beyond the big national brands, there are countless local real estate investors who buy houses for cash in their communities. Working with a local investor can sometimes lead to a more personalized experience, and they may be more flexible with their offers and terms compared to larger companies. These buyers know the local market inside and out. The key is to do your research and find a reputable local investor with a solid track record of fair dealings and successful closings.
Cash Offer vs. Traditional Sale: What’s the Difference?
Deciding how to sell your house is a big deal, especially after a fire. You can go the traditional route with a real estate agent or choose a cash offer from a direct buyer. While both options get your house sold, the journey from “for sale” to “sold” looks very different. A traditional sale often involves listing your home on the market, waiting for the right buyer, and going through a lengthy closing process. A cash sale, on the other hand, is a direct transaction between you and the buyer. Let’s break down what that means for you in terms of time, money, and effort.
The Timeline
The most striking difference is speed. A traditional home sale can take months from listing to closing, filled with showings, negotiations, and waiting for the buyer’s mortgage approval. For someone needing to move forward quickly, this uncertainty can be stressful. A cash sale dramatically shortens the timeline. Because cash buyers aren’t waiting on bank financing, they can close in a matter of days. Many companies can close in as little as seven to 30 days, giving you the freedom to move on without a long, drawn-out process hanging over your head.
The Price
It’s important to be realistic about the offer price. With a traditional sale, you might list your home for a higher price, but that doesn’t guarantee you’ll get it. You also have to factor in agent commissions, closing costs, and repair expenses. Cash offers are typically lower than the market value of a fully repaired home. This is because the buyer is taking on the risk and cost of all the necessary repairs. The offer reflects the home’s current, as-is condition, but it also comes with the certainty of a sale and no hidden fees or commissions.
The Process
Selling your home traditionally involves a lot of steps: finding an agent, staging your home, scheduling showings, and negotiating with potential buyers. After you accept an offer, you still have to get through inspections and appraisals, where issues can derail the sale. The process for a cash sale is much more straightforward. You typically submit your information, receive a no-obligation offer, and if you accept, you set a closing date that works for you. It removes the public-facing aspects of selling and simplifies the transaction down to its essential steps.
The Repairs
This is a huge factor, especially for a fire-damaged property. In a traditional sale, you’re usually expected to make repairs to get the home in marketable condition and pass inspections. The cost and effort involved can be overwhelming, if not impossible. With a cash buyer, you sell your house completely as-is. You don’t have to fix anything—not the smoke damage, not the structural issues, nothing. The buyer takes on the full responsibility of the repairs after the sale is complete, saving you time, money, and a significant amount of stress.
The Pros and Cons of Selling Your House for Cash
Selling your house for cash is a different path than a traditional sale, and it comes with its own set of benefits and trade-offs. Understanding both sides helps you decide if it’s the right move for your situation. For homeowners dealing with a damaged property, the speed and simplicity of a cash sale can be a huge relief, but it’s important to go in with clear expectations. Let’s break down what you can expect.
Why Sell for Cash? The Advantages
The biggest advantage of a cash sale is speed. Traditional sales can drag on for months, but a cash buyer can often close in as little as a week. This is a game-changer if you need to relocate quickly or want to get out from under a stressful property. You also get to skip the most frustrating parts of a typical sale: no repairs, no staging, and no endless showings. Cash buyers purchase homes as-is, which is ideal if your house has significant damage. The entire process is streamlined to be as simple as possible, removing the uncertainty of buyer financing falling through at the last minute.
What Are the Drawbacks?
The most significant trade-off for this convenience is the price. A cash offer will almost always be lower than what you might get on the open market after making repairs and updates. Cash buyers are real estate investors who need to account for the cost of repairs, holding costs, and their own profit margin when they eventually resell the home. You are essentially trading some of your home’s potential equity for a guaranteed, fast, and hassle-free sale. For many, avoiding the financial and emotional cost of fixing a damaged home makes this trade-off worthwhile, but it’s a key factor to consider.
Common Myths About Cash Sales
A common myth is that all cash offers are predatory, sometimes as low as 50% of a home’s value. While some unscrupulous buyers do make lowball offers, a reputable company will be transparent about how they arrive at their number. They’ll factor in the property’s after-repair value and subtract the estimated repair costs. Another misconception is that you’re always better off with a real estate agent. An agent is a great choice for a market-ready home, but for a property needing extensive work, the agent’s commission, repair costs, and carrying costs can eat into your final profit. Reading reviews from other homeowners can give you a better sense of what to expect from a legitimate cash buyer.
How to Choose the Right Cash Buyer
Not all cash buyers operate the same way, so it’s important to find a partner you can trust. After all, you’re not just selling a property; you’re looking for a smooth, fair solution during a challenging time. A great cash buyer will be professional, transparent, and have a solid history of closing deals without any last-minute hitches.
Doing a little homework upfront can save you a lot of headaches down the road. You want to find a company that understands your situation and has the experience to handle it correctly. Look for clear communication, a straightforward process, and a team that treats you with respect. These are the hallmarks of a reliable buyer who will make the sale as simple as possible for you.
Look at Their Reputation and Track Record
Start by looking into the company’s history. A reputable cash buyer will have a proven track record of purchasing homes, especially properties in situations similar to yours. Professional cash buyers specialize in evaluating properties affected by everything from minor smoke damage to severe structural issues, so they know how to provide fair offers based on thorough assessments. Check for online reviews and testimonials from previous sellers. Consistent positive feedback is a strong indicator that you’re dealing with a trustworthy company that follows through on its promises and treats homeowners fairly.
Confirm They Have the Funds
A legitimate cash buyer should be able to prove they have the money to purchase your home outright. This is what separates them from traditional buyers who depend on mortgage approvals, which can fall through and delay the sale. Don’t hesitate to ask for proof of funds. A serious buyer will have no problem providing this information. This confirmation is your assurance that they can close the deal quickly, often in a matter of days, without the uncertainty of bank financing. It’s a key step in ensuring a fast and guaranteed sale.
Ask for a Transparent Process
The entire home-selling process should be clear and easy to understand from the start. A trustworthy buyer will walk you through their step-by-step process, explaining how they determine their offer and what to expect at every stage. Selling your fire-damaged home as-is to a trusted cash buyer means no repairs, hidden fees, or long waits—just a quick, transparent process. You should receive a clear, no-obligation offer with a full breakdown of any costs, ensuring there are no surprises when it’s time to close.
Gauge Their Customer Service
How a company communicates with you says a lot about how they do business. From your first phone call or email, they should be responsive, respectful, and ready to answer your questions. Selling a home after a fire is stressful, and you deserve to work with a team that is both professional and compassionate. A great buyer will focus on ensuring a smooth and swift transition for you. Pay attention to whether they listen to your needs and make you feel comfortable. The right company will prioritize a positive experience just as much as the transaction itself.
How Much Will You Get From a Cash Offer?
This is probably the biggest question on your mind, and it’s a fair one. When you get a cash offer for your house, it’s important to set the right expectations. The number you see won’t be the same as what a real estate agent might suggest for a market listing, and there’s a clear reason for that. Cash home buyers are typically real estate investors who make their living by purchasing properties, fixing them up, and then selling or renting them. Their offer is a business calculation, not an emotional one.
They are buying your property as-is, which means they’re taking on all the repairs, risks, and holding costs you get to walk away from. This is especially true for homes with significant issues like fire damage. The offer reflects the value of a fast, certain, and hassle-free sale. So, while the number might seem low at first glance, it represents a final amount without deductions for agent commissions, closing costs, or repair credits. Let’s break down how companies determine their offers, why they differ from market value, and when accepting one is the smartest financial move you can make.
How Companies Determine Your Offer
Cash buyers use a pretty standard formula to come up with an offer. They start with the After Repair Value (ARV), which is their estimate of what your home could sell for on the open market after it’s been fully renovated. From there, they subtract the estimated cost of repairs, their holding costs (like taxes and insurance while they own it), and their desired profit margin. What’s left is the cash offer they present to you. They specialize in situations where homeowners need to sell quickly or don’t have the resources to handle extensive repairs, which is why their model is built around speed and convenience rather than top-dollar market prices.
Why Offers Are Often Below Market Value
The main reason a cash offer is below market value is that the buyer is taking on significant risk and work. For a fire-damaged home, the repair costs can be massive and unpredictable. There might be hidden structural, smoke, or water damage that isn’t obvious at first glance. The cash buyer absorbs that risk. They also factor in the reality that there’s a much smaller pool of buyers willing to purchase a damaged property, which naturally lowers its value. You’re not just selling your house; you’re selling a project. The discount from the market price accounts for the materials, labor, time, and financial risk the investor is taking on to turn that project into a livable home again.
When a Cash Offer Makes Financial Sense
A cash offer makes perfect sense when the certainty and speed of the sale are more valuable to you than getting the highest possible price. Think about the alternative: listing a fire-damaged home on the market. You’d likely need to invest thousands—or tens of thousands—in repairs just to attract a traditional buyer. Then you’d face showings, inspections, and the uncertainty of a buyer’s financing falling through. A cash sale eliminates all of that. The streamlined process lets you close in as little as a week, avoid all repairs and commissions, and move on with cash in hand. For many homeowners facing overwhelming circumstances, that clean break is worth more than holding out for a higher offer that may never come.
What Kind of Homes Are Best for a Cash Sale?
If you’ve ever watched a home renovation show, you know that the traditional real estate market loves a pristine, move-in-ready property. But what if your house doesn’t fit that mold? That’s where a cash sale can be a game-changer. While technically any home can be sold for cash, this path is especially beneficial for properties that would struggle on the open market because of their condition or the seller’s circumstances.
Cash buyers are typically investors looking for potential, and they aren’t scared off by a home that needs a lot of work. They have the resources and expertise to handle major repairs that would send a typical homebuyer running for the hills. If your property has seen better days, has significant structural issues, or if you’re simply in a situation where you need a fast, certain sale, a cash offer might be the perfect solution. It’s less about finding a buyer who will fall in love with the home as-is and more about finding a partner who sees its future value and is willing to take on the project.
Does Your Property’s Condition Matter?
In a traditional sale, a home’s condition is everything. Buyers bring inspectors, and lenders have strict requirements. A leaky roof or an outdated electrical panel can derail a deal in an instant. With a cash sale, the rules are different. While the condition certainly affects the offer price, it rarely prevents the sale itself. Cash buyers expect to invest in repairs and renovations. They build these costs into their financial models, which means they can confidently make an offer on a home with significant issues. This removes the pressure on you to spend time and money on repairs you may not be able to afford, allowing you to sell the property exactly as it is.
Perfect for Damaged or Distressed Homes
A cash sale is an ideal route for homes with significant damage, especially from events like a fire. These properties are often un-mortgageable for traditional buyers, shrinking your pool of potential purchasers to almost zero. Selling a fire-damaged house on the open market is incredibly challenging, but companies that buy fire-damaged homes specialize in this exact scenario. They understand the complexities of smoke, water, and structural damage. They know how to assess the property’s value and what it will take to restore it. For you, this means you can bypass the overwhelming and costly process of repairs and sell your home as-is.
Situations Where a Cash Sale Is Ideal
Sometimes, the need for a cash sale is driven more by your life circumstances than the home’s physical condition. Speed, convenience, and certainty become the top priorities. If you’re facing a difficult situation like a divorce, foreclosure, or the death of a loved one, a long and unpredictable sales process is the last thing you need. A cash sale offers a clean break and quick access to your home’s equity. Other common scenarios include needing to relocate quickly for a new job or wanting to offload a burdensome rental property. In these cases, a cash buyer provides a simple, straightforward process that can often close in as little as a week, giving you the freedom to focus on your next chapter.
How Fast Can You Close With a Cash Buyer?
One of the biggest draws of selling your house for cash is the speed. When you’re dealing with the aftermath of a house fire, the last thing you want is a long, drawn-out sales process. A cash sale cuts through the typical delays, offering a straightforward path to selling your property and moving forward. But just how fast can it happen? The timeline can be surprisingly quick, especially when you know what to expect and how to prepare.
What’s the Typical Timeline?
With a traditional home sale, you can wait 30 to 60 days—or even longer—for the buyer’s financing to get approved. Cash buyers eliminate this waiting game entirely. Because they have the funds ready, most cash sales for fire-damaged homes close in just one to two weeks. At Fire Damage House Buyer, our streamlined process is designed for speed, often allowing us to close in as little as seven days. This rapid timeline means you get your money quickly, providing the financial relief you need without the uncertainty of a conventional sale.
What Can Slow Down the Process?
While cash sales are fast, a few things can cause delays. The process moves smoothest when there is readiness and transparency from the start. Simple issues like missing paperwork, liens on the property, or unclear title ownership can slow things down. Being upfront about the full extent of the fire damage and any other property issues is also key. A reputable cash buyer expects the property to have problems—that’s their business model. Hiding issues only creates delays when they eventually come to light during the title search or property assessment.
What Paperwork Do You Need?
Getting your documents in order ahead of time is one of the best things you can do to ensure a quick closing. While the cash buying company will handle most of the closing paperwork, you’ll need to provide a few key items. Having the necessary documentation ready helps the buyer verify ownership and understand the property’s history. Generally, you should gather your photo ID, the deed to the house, any recent mortgage statements, and information related to your insurance claim from the fire. This preparation makes the transaction seamless.
Red Flags to Watch for When Selling for Cash
Selling your house for cash can be a huge relief, especially when you’re dealing with a difficult situation. The speed and simplicity are major draws, but it’s smart to be cautious. The industry has its share of bad actors, and knowing what to look for can protect you from a stressful and costly mistake. A great cash buyer will be transparent and patient, never making you feel pressured. Trust your gut—if something feels off, it probably is.
Warning Signs of a Bad Buyer
The biggest red flag is high-pressure sales tactics. If a buyer is pushing you to sign a contract immediately, making threats, or harassing you with constant calls, walk away. Some predatory companies use aggressive strategies once they have your contact information. Also, be wary of any buyer who gives you an offer without thoroughly assessing your property, either in person or through detailed photos and descriptions. A serious buyer will want to understand what they are purchasing. Vague answers to your questions or a refusal to provide clear details about their process are also clear warning signs.
How to Vet a Buyer Before You Sign
Before you commit to anything, do a little homework. A reputable company will have a professional online presence and a history of positive customer reviews. Check their standing with the Better Business Bureau (BBB) and look for testimonials on third-party sites. Don’t be afraid to ask for proof of funds. A legitimate cash buyer should be able to provide a bank statement or a letter from their bank showing they have the capital to complete the purchase. This simple step confirms you’re dealing with a serious buyer who can follow through on their offer.
How to Protect Yourself
The best way to protect yourself is to read everything carefully before you sign. A trustworthy buyer will provide a straightforward sale agreement with clear terms. If the contract is confusing or filled with jargon, ask for clarification. A good company wants you to feel comfortable and will have a clear and simple process they can easily explain. You should never feel rushed into a decision. While a cash sale is faster than a traditional one, you still have the right to take the time you need to feel confident in the sale.
Is a Cash Sale the Right Move for You?
Deciding how to sell your home, especially after a fire, is a major decision. A cash sale offers speed and convenience, but it’s not the only path forward. The right choice depends entirely on your personal circumstances, your property’s condition, and your goals. Let’s walk through the key factors to help you figure out if a cash sale is the best fit for your situation.
When to Consider a Cash Sale
A cash sale is often the ideal solution when you need to move on quickly and can’t—or don’t want to—deal with repairs. If your home has significant fire damage, the thought of managing contractors, permits, and inspections can be completely overwhelming. A cash sale allows you to bypass all of that. It’s a great option if you want to avoid the uncertainty of the traditional market, skip the hassle of showings, and have a firm closing date. The entire process is designed to be straightforward, giving you a clear path forward during a stressful time.
What Are Your Other Options?
If you have the time, money, and energy for repairs, listing with a real estate agent is the most common alternative. This route typically exposes your home to more buyers and can result in a higher sale price. However, it also means you’ll likely need to invest in significant renovations to make the property appealing to traditional buyers and mortgage lenders. You’ll also have to account for agent commissions, closing costs, and a much longer timeline. For some, selling “For Sale By Owner” (FSBO) is another option, but it requires a lot of real estate knowledge and marketing effort, which can be a heavy lift when you’re already dealing with so much.
How to Make the Final Call
To make the best decision, start by getting a clear picture of your home’s value in its current, as-is condition. Then, try to estimate the cost and time required for all necessary repairs to get it market-ready. Compare the certainty of a fair cash offer with the potential—but not guaranteed—higher price from a traditional sale. It’s also wise to research any cash buyer you’re considering. Reading through customer reviews can give you a better sense of their process and reputation. Ultimately, the right choice is the one that brings you the most peace of mind and helps you move forward effectively.
Related Articles
- We Buy Fire-Damaged Homes Nationwide | Fast Cash Offer
- How to Price a Fire Damaged House: 5 Crucial Tips
- How to Sell a Fire-Damaged House Fast: 7 Essential Steps (2025)
- What to Do After a House Fire: A Step-by-Step Guide
- Selling a House As Is: The Pros and Cons
Frequently Asked Questions
Why is a cash offer lower than the market value of my home? A cash offer reflects the current, as-is condition of your property, which is very different from the price a fully repaired home would get on the market. The offer accounts for the significant costs the buyer will take on, including all repairs, holding costs like taxes and insurance, and the financial risk of renovating a fire-damaged house. You are trading some of your home’s potential equity for a guaranteed, fast sale that saves you from the time, stress, and expense of managing a major renovation project yourself.
Do I have to make any repairs or even clean the house before you buy it? No, you don’t have to do a thing. A key benefit of selling to a cash buyer is that you can sell your property exactly as it is right now. You can leave behind unwanted items and walk away without worrying about cleaning, hauling away debris, or fixing any of the fire damage. The buyer takes on the full responsibility for the property’s condition from the moment the sale is complete.
Are there any hidden fees or commissions I should know about? With a reputable cash buyer, the offer you accept is the amount of money you receive. There are no agent commissions, which typically cost around 6% in a traditional sale. Most cash buyers, including us, also cover all of the standard closing costs. The entire process is designed to be transparent, so you won’t be surprised by unexpected deductions from your final payment.
What happens if I still have a mortgage on the property? Selling your house for cash works the same way as a traditional sale when it comes to your mortgage. The title company will use a portion of the sale proceeds to pay off your remaining mortgage balance. You will then receive the rest of the money. As long as the cash offer is greater than what you owe, you can sell the house and walk away without any further mortgage obligations.
How quickly can I actually get my money? Because cash buyers don’t rely on bank financing, the closing process is incredibly fast. While a traditional sale can take 30 to 60 days or more, a cash sale can often be completed in as little as seven to 14 days. Once you sign the closing documents with the title company, the funds are typically wired to your bank account within 24 hours.